Excluding Model Year 2022 & 2024 BMW Certified Pre-Owned All-Electric Vehicles. From 5.39% APR up to 60 months at $19.05 per month per $1,000 financed applies to All BMW Certified Pre-Owned models. No down payment is required. Offer valid through 10/31/25. Offer available from participating BMW Dealers to eligible, qualified customers with excellent credit history who meet BMW Financial Services NA, LLC credit requirements. Not all customers will qualify for the lowest rate. Other rates and terms available. All offers subject to vehicle availability.

Delayed first payment is not available in PA or ME. Interest will accrue during 90-day period to first payment and will be due prior to maturity of the contract. This offer is available on all model-year 2020-2023 CPO BMW models with 36-to-72-month retail contracts financed through BMW Financial Services NA, LLC, excluding Select contracts. To be eligible, qualified customers must have excellent credit history and meet BMW Financial Services’ credit requirements. Not all customers will qualify. Other rates and terms available. All offers subject to vehicle availability. Offer valid through 10/31/25.

$1,000 towards the lease or finance of any BMW Certified Pre-Owned 2020-2023 model. Offer subject to credit approval through BMW Financial Services and verification of graduation and employment. Recent graduate means graduation from an accredited college or university with a doctorate, graduate, undergraduate, or associate degree earned within the previous 24 months, or is eligible to graduate within the next 6 months and has a verifiable offer of employment. To qualify, you must have a minimum of 6 months of credit on file and no previous derogatory credit on any credit lines. Finance and lease terms to qualifying customers are subject to approval by BMW Financial Services based on credit score, credit application, and other considerations. Offer valid through 10/31/25. See your BMW Client Advisor.

Eligible customers who finance model year 2020-2023 BMW Certified pre-owned vehicles through BMW Financial Services NA, LLC combined with a promotional APR offer can receive a $500 purchase credit. The purchase credit is available through participating BMW Centers and is applied to the negotiated purchase price of the vehicle. Promotional APR offers are available through BMW Financial Services NA, LLC and vary by model and model year. See your authorized BMW Center for important details regarding promotional APR offers on your selected BMW. Eligible customers include Active Duty, Veterans, Retirees, Reservists, their immediate family members and First Responders, including Emergency Medical Technicians, Firefighter, Law Enforcement Officers, Federal Law Enforcement Officers and Agents, and 911 Dispatchers. Qualification for the offer requires verification through ID.me to generate a Customer ID and Offer Code. Customers must take delivery by Oct 31, 2025. Offer is subject to change without prior notice. One offer per customer, per offer code, per calendar year for BMW Certified pre-owned vehicles. Eligible customer or family member must be the purchaser. May be combined with other available offers.

BMW Certified Loyalty Credit is available for current or former customers who owned or leased a previous BMW New, BMW Certified, or BMW Pre-Owned vehicle from 10/1/20 – 10/31/25 and finance a MY2020—MY2023 BMW Certified vehicle with BMW Financial Services NA, LLC by 10/31/25. Customer does not need to trade in current vehicle to qualify for $500 credit. The BMW Certified Loyalty Credit is also extended to one additional individual residing in the same household as the qualifying customer. Proof of residency must be provided in order to receive the household loyalty offer. The BMW Certified Loyalty Credit is non-transferable to anyone outside the household of the qualifying customer. All offers are subject to credit approval.